The important aspects of maintaining your overall well-being is managing your health goals and making sure you get adequate health insurance coverage for yourself.
We all know that health goals will focus mostly on personal fitness and wellness. But, along with it, we must also have health insurance that will be responsible for financial protection against unforeseen medical expenses. Plus, all hospital expenses have increased significantly due to the continuous COVID-19 challenges.
Last April 20, we attended Sun Talks: Digital Media Edition a three-session event organized by Sun Life Philippines. The topic for the first session is “Unlocking Your Health Goals” which assesses our personal health goals and the importance of securing a health plan.
The assigned Sun Life speakers for the first session are Francesca Tolentino, Affinity Partnership Manager, Health & Accident Team, and Garett Maralit, Multi-awarded Financial Advisor and Sales Manager.
For this article, we will share how to manage your health goals, the significance of health insurance coverage, and infuse what we’ve learned during the first session.
Set Realistic Health Goals
Establishing a practical health goal is important for long-term success. It begins by evaluating your current health status and identifying which areas will need improvements. What health goals are you focusing on? Is it weight loss, increase your physical activity, or improve mental well-being? The next step is for you to set specific, achievable, and time-bound goals to slowly succeed in your target. You can approach or consult with a healthcare professional or a certified fitness expert for guidance and accomplish your health goals.
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Design a Health Goal Plan
Building a well-rounded plan is the key to achieve your health goals be a success. You may invest in a gym membership, join a fitness club, purchase exercise equipment, incorporate a balanced diet, sufficient sleep, and so on. As long as you enjoy engaging these activities and to stay focus to your goal especially on food. You can ask the following question to keep you inspired as you develop your health plan:
- What is the purpose of my health goal?
- My current health goal plan I want to do is?
- My inspiration to be healthy?
Track And Modify Your Progress
Tracking your progress is essential to letting you stay motivated and make necessary adjustments if needed. You can avail of fitness trackers, mobile applications, or a traditional journal to record important data. From exercise sessions, food intake, and health metrics like your weight, blood pressure levels etc. Regularly check and evaluate your progress then modify if required to accomplish your health goals.
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Investing On Health Insurance Coverage
An additional element or must-have in managing your health goals is signing up for a health insurance coverage which is crucial to have one. Investing on health insurance helps safeguard your well-being and protects you against unexpected rising of medical expenses today.
One insurance company we would recommend is Sun Life Philippines. They are one of the best and top life insurance company in the Philippines. Sun Life prides itself as the oldest life insurance company in the Philippines dating back to 1865. It has gained the trust of millions of people and able to pay its obligations to its creditors and to its policy holders. Even during the pandemic, Sun Life has expanded its services to cater to the needs of its customers shedding further light on the full force impact of COVID-19.
During our interview, we asked Sun Life’s Affinity Partnership Manager, Francesca Tolentino why customers should choose Sun Life for its health insurance she simply shares: “I believe that Sun Life has delivered on its commitment for the past few years even thru the pandemic we were able to provide the claims and the benefits of the clients. With regards to health insurance, I think that’s proof enough that Sun Life will deliver on its promise to even future and prospective clients. That’s the reason why clients should really choose Sun Life.”
Having a health insurance will greatly protect you financially as well.
Photo courtesy of Sun Life Philippines
Approach Health Financial Advisors
Navigating the complex world of health insurance can be overwhelming or even intimidating. To help you secure the right health insurance coverage depending on your needs and budget. It is better to approach or consult a health financial advisors to guide you all throughout your health insurance journey.
Carefully Read and Understand Policy Details
Before selecting the right health insurance plan. It is vital to carefully read and understand the policy details. You must also pay attention to coverage limits, deductibles, co-payments, hospitalization, and any exclusions or waiting periods. Don’t be shy to ask questions or clarify any uncertainties with your financial advisor to avoid problems or misunderstanding later.
Keep in touch with your financial advisors to stay Informed about policy updates as health insurance policies can change over time. This will guarantee that you are aware of any changes that might impact your coverage.
To effectively maintain one’s healthy well-being, it is a priority to manage your health goals and understand the value of having a health insurance as you prepare your journey for a healthy living.
In general, take charge of your health goals by being realistic, investing your time or money, tracking your progress, and seeking professional guidance to understand health insurance policies. Sun Life financial advisors are very approachable and knowledgeable of the products and services that will fit to your budget and needs.
Garett Maralit, Multi-awarded Financial Advisor, shares: “We have a very good range of products and services for our clients that would cater to different and specific needs. It also caters to different budget specs as well. I’m proud to say that our financial health advisors are trained to do the proper financial analysis. We also recommend the best financial products that would serve the needs of our clients.”
If you want to lead a healthier and a happy life, you must wisely set your health goals now and empower yourself with a health insurance to keep you all covered as you succeed your journey for a healthier new you.
For more information on Sun Life Philippines, visit: https://www.sunlife.com.ph/en/
