In a digitally driven world, the financial landscape has undergone a remarkable transformation. The convergence of technology and finance has led to the development of multifunctional applications that offer a wide array of services, ranging from sending money to bill payments. These comprehensive financial mobile apps have become an integral part of modern life, providing users with convenience, efficiency, and enhanced financial management capabilities.
M Lhuillier, one of the largest non-bank financial services networks in the Philippines, with over 3,000 branches nationwide has its very own financial mobile application app, the ML Wallet.
The ML Wallet App empowers users to send money, pay bills, buy e-load and more via online using their mobile phone. Users of the ML Wallet app will be able to send money from one ML Wallet account to another for free.
With M Lhuillier’s ML Wallet app it continues to be the bridge to millions of Filipinos to send or receive money faster, securely, and conveniently.
Let’s explore more of what the ML Wallet can do.
Convenience and Efficiency
One of the primary reasons for having the ML Wallet app in your mobile is the convenience it offers in sending or receiving money.
With just a few taps on the app, users can instantly send money for FREE to friends, family, or businesses via ML Wallet’s Wallet to Wallet service. Traditional methods of money transfer, such as checks or wire transfers, are time-consuming and may involve high fees. In contrast, the ML Wallet’s send money feature streamlines the process, enabling online transactions to be swift and secure.
Too busy to visit an M Lhuillier branch to get your money? With the ML Wallet app you can receive money from Kwarta Padala service up to PHP 50,000.00 per transaction through your app. Just type in the required details after you log in.
The ML Wallet app also offers cash in and cash out services as well. Visit any M Lhuillier branch to cash into your own account for free. You may add or transfer money to your bank account through ML Wallet’s bank partners. As for withdrawals, it will allow you up to PHP 40,000 per day from any of the 3,000 plus M Lhuillier branches nationwide.
Seamless Bill Payments
Bill payment functionalities are now integrated into the ML Wallet app, eliminating the hassle of manual bill payments. Users can effortlessly pay bills online with a number of categories including utilities, insurance, loans, and more. This not only saves time but also helps prevent missed payments and avoid late fees.
Buy eLoad and Top Up
Buying or sending an eLoad is now easy on the ML Wallet. Just input the number you need to load, choose which telco (DITO, Globe, or Smart) you need, and you’ll instantly get it.
For mobile gamers, the ML Wallet can top up your favorite mobile games to buy currency in-game or recharge currency in-game to advance to a next level or need to purchase an exclusive item. Enjoy the thousands of games and entertainment content available to top up in the app from Valorant, PUBG, Mobile Legends, Diablo, Starcraft, Genshin Impact, and more!
Loan Processing Made Efficient
Traditionally, applying for a loan involved intricate paperwork, numerous visits to financial institutions, and prolonged waiting periods for approval. With the Loan services on the ML Wallet app users can now submit loan applications online, manage an existing loan, or settle your dues directly on the app. You can also explore the other loan services being offered by M Lhuillier such as home loan, car loan, quick cash loan and more!
Buy Quality Items At ML Shop
As one of the top local pawn and jewelry industry, M Lhuillier has built an online platform where you can buy jewelry from the convenience of your own home. The ML Shop is easily accessible via the ML Wallet app or via https://shop.mlhuillier.com/, giving you the ability to purchase rings, necklaces, pendants, bracelets, bangles, earrings, and even fine watches with just a few clicks.
Most of the jewelry pieces in the ML Shop are handcrafted from quality metals and gemstones sourced locally and from other countries. All materials and all pieces are guaranteed high quality as you would expect from M Lhuillier.
While the ML Shop accepts secure payments via the ML Wallet app or via the standard Dragonpay payment gateway, what makes purchasing jewelry via M Lhuillier’s online platform even safer is that you can pick up your item at your nearest M Lhuillier branch. With over 3,000 branches across Luzon, Visayas, and Mindanao, you can rest assured that your jewelry will be there for you on the delivery date wherever you may be. You won’t have to worry about it being stuck in transit limbo.
Security and Trust
Security is a paramount concern of the ML Wallet app when it comes to financial transactions and sensitive personal information. The ML Wallet app ensures the security of users’ data and transactions. It uses an in-app OTP when doing transactions and enrolls a “one mobile number, one account” policy to guarantee account security. You can also enroll your biometrics for a more safe and faster login.
Other features on the ML Wallet app is a transaction history to track users finances, M Lhuillier branch locator, and check rates for Kwarta Padala services.
In 2017, M Lhuillier began its digital transformation journey with the launch of the ML Wallet App. The App was designed to serve as the online bridge for Filipinos who do not have access to banks and other financial institutions.
The ML Wallet App is available for free to download in Google Play Store, Apple App Store, and Huawei App Gallery.
