In a world of uncertainty, having an insurance is now an essential part for people who are doing financial planning. It gives them both life protection or return on investment as a safety net for unforeseen events is important.
M Lhuillier, the country’s leading and trusted name known for its financial services, extends its commitment to strengthen your safety net ensuring you’re prepared for whatever life throws your way by offering the ML Insurance Plans.
M Lhuillier recognizes the needs of its customers when it comes to insurances, the good thing with ML Insurance is having a comprehensive range of plans tailored to meet your specific requirements and provide an affordable protection you need. Whether it’s for ensuring your personal health expenses, protecting your family, or securing valuable assets, there’s a ML Insurance plan fitted for you.
The establishment of M Lhuillier General Insurance Agency Inc. has enabled the provision of an array of life and non-life insurance products, it has partnered with reputable insurance companies like AIA Philippines, Paramount Life & General Insurance Corp., MAA General Assurance Philippines, Inc., and PhilLife Financials.
Personal Accident Insurance Plans
Under the insurance portfolio of M Lhuillier, it is currently offering five distinct personal accident insurance plans with Pawners Protect, Kwarta Padala Protect, Family Protect, Family Protect Plus, and Pinoy Protect Plus.
These plans cater to varying needs, ensuring comprehensive coverage for accidental death, disablement/dismemberment, motorcycle accidents, burial assistance, cash assistance, educational assistance, and fire assistance. Depending on the type of plan you’ll choose, the financial benefits will range from Php20,000 to Php30,000 with the terms available from 4 months to 1 year. It helps to provide customers with a range of options to choose from based on their specific requirements and preferences.
You can have access to some of the said benefits of certain insurance plans for as little as Php5.00 to Php 99.00. It’s a great affordable opportunity to secure comprehensive coverage and safeguard yourself against unexpected expenses.
Here is the summary of the Personal Accident Insurance plan:
| Pawners Protect | Kwarta Padala Protect | Family Protect | Pinoy Protect Plus | Family Protect Plus | |
| (PHP10.00) | (PHP5.00) | (PHP30.00) | (PHP50.00) | (PHP 99.00) | |
| Accidental Death | 30,000 | 20,000 | 30,000 | 30,000 | 30,000 |
| Disablement /Dismemberment | 30,000 | 20,000 | 30,000 | 30,000 | 30,000 |
| Motorcycling | 30,000 | 20,000 | 30,000 | 30,000 | 30,000 |
| Burial Assistance | NONE | NONE | 10,000 | 10,000 | 10,000 |
| Cash Assistance | NONE | NONE | NONE | 10,000 | 10,000 |
| Educational Assistance | NONE | NONE | NONE | 5,000 | NONE |
| Fire Assistance | NONE | NONE | NONE | NONE | 5, 000 |
| Term | 4 months | 1 month | 1year | 1 year | 1 year |
| Qualified Ages | 18-65 | 18-65 | 7-70 | 18-75 | 18-75 |
| No. of Insured | 1 | 1 | 1 | 1 | 5 |
Other ML Insurance Plans
In addition to the Personal Accident Insurance plan, M Lhuillier is also offering various other insurance plans ensuring a comprehensive suite of options catering to diverse needs. Among the range of other insurance plans are:
- Compulsory Third Party Liability (CTPL) Insurance – CPTL insurance can cover costs if the vehicle owner causes injury or death to a third party in an accident involving the insured vehicle.
- Dengue RX Coverage – An insurance plan that provides reimbursement of up to P30,000 worth of hospital confinement due to Dengue.
- Global Travel Protect Insurance – A comprehensive CASHLESS travel insurance package for domestic and international designed to provide medical and travel assistance anywhere in the world. In partnership with Ibero Assistencia of Spain, a pioneer in providing worldwide travel insurance, Paramount GTP Premium is designed for every international traveler’s needs.
- OFW Balik Manggagawa Insurance – Republic Act (RA) 10022, amending RA 8042, otherwise known as the Migrant Workers and Overseas Filipinos Act of 1995 where the Philippine Overseas Employment Administration (POEA) required all agency hired workers to be covered by a compulsory insurance policy, the POEA is also now requiring all returning overseas Filipino workers or Balik Manggagawa who are not registered with them or changed employers on-site to submit a Certificate of Insurance that is similar to benefits and requirements provided under the mandatory insurance coverage.
- Medicare Plus Insurance – It helps customers with coverage for medically necessary care and services such as inpatient and outpatient emergency coverage, physician’s services, emergency room fees, medicines used for immediate relief and during treatment and more.
- Mediphone Insurance – Mediphone provides a round-the-clock or 24 hour online medical consultation that allows clients to connect with doctors and receive advice via phone calls, messenger, or a mobile app.
How To Avail
Aside from the wide range of insurance plans, another key feature of the ML Insurance is accessibility. The ML Insurance plans can easily be availed thru M Lhuillier’s strategically placed network of more than 3,000 branches nationwide, making it convenient and accessible for Filipinos to get the insurance protection they need across various regions of the country.
You may visit this link: https://mlhuillier.com/branches/ to check your nearest M Lhuillier branch for further assistance
You can also apply online thru this online application form: https://webinsurance.mlhuillier.com/checkout
Insurance Claim
In case a customer will facilitate an insurance claim, here is a list of requirements they need to prepare.
- Original Copy of the Certificate of Insurance (COI)
- Incident, Police, or Barangay report
- Properly filled-up personal accident claim form
- Medico-legal or death certificate
- Insured person’s valid I.D. card
- Birth certificate (if single); Marriage contract (if married)
- Beneficiary’s birth certificate
- Proof of transaction with ML branch
Having an insurance plan is a necessity! M Lhuillier’s ML Insurance plans offer a reliable solution with the commitment to accessibility, affordability, and customer satisfaction which sets them apart from other insurance organizations.
That’s why considering ML Insurance plans is crucial; they offer peace of mind to countless Filipinos seeking to secure their future with a trusted partner like M Lhuillier.
For more information about the M Lhuillier’s Insurance Plans, you may visit its official website at https://mlhuillier.com/insurance/ and https://webinsurance.mlhuillier.com/. You can also send an email: [email protected].
If you wish to talk to a M Lhuillier representative you may call the following customer care hotline numbers: +63-947-999-0337, +63-947-999-2721, +63-917-871-2973, +63-947-999-0522, +63-947-999-2472, or its toll-free number: 1-800-1-0572-3252
To know more of the products and services offered by M Lhuillier you may visit: https://mlhuillier.com/ or follow their Facebook page: https://www.facebook.com/mlhuillier.official.
